Non-Interest Products
Non-Interest Bearing Checking Accounts
Personal Checking
The checking account that’s not complicated, confusing or expensive.
- $100.00 to open
- No minimum balance requirements
- No per check or per deposit charge
- ATM and Visa® Check Card access
- Can be combined with a Cash Reserve for overdraft protection
- Low monthly maintenance charge
- Xpress telephone banking
- Online Banking with free Bill Pay access
Personal Basic Checking Account
A no-frills account that saves you money.
- $25.00 to open
- No minimum balance requirements
- No per check or per deposit charge
- No maximum number of withdrawal limitations
- ATM Card access (Not eligible for Visa® Check Card)
- Low monthly maintenance charge of $3.00
- Can be combined with a Cash Reserve for overdraft protection
- Xpress telephone banking
- Online Banking with free Bill Pay access

60 Plus Checking
The ideal senior alternative.
- $100.00 to open
- No minimum balance requirements
- No monthly maintenance charge
- No per check or per deposit charge
- ATM and Visa® Check Card access
- Can be combined with a Cash Reserve for overdraft protection
- Xpress telephone banking
- Online Banking with free Bill Pay access
Student E-Z Access Account1
- $100.00 to open
- No minimum balance requirements
- For customers between the ages of 14 and 24 (14 - 16 year-olds must have Parent/legal guardian listed as joint owner)
- Visa® Check Card access required
- Online Banking with free Bill Pay access
- No check writing ability
- No monthly maintenance charge
- Can be combined with a Cash Reserve for overdraft protection
- Xpress telephone banking

- Account will convert to a Personal Checking Account on the customer’s 25th Birthday

Looking for a Checking Account with Interest?
NOW Account2
- $400.00 to open
- Pays a competitive rate of interest
- ATM and Visa® Check Card access
- No per check or per deposit charge
- No monthly maintenance charge with a minimum daily balance of $400.00
- Can be combined with a Cash Reserve for overdraft protection
- Xpress telephone banking
- Online Banking with free Bill Pay access
2. Restrictions may apply
Not Sure Where to Start?
We'll Help You Out.
Our staff is available to guide you! Stop by or call your local branch today.
