FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Due to the inclement weather our offices will be closing at 3:00 today, January 26th

Your Bank

Since we opened our doors in 1893, our commitment to independent community banking has never wavered. We’re your friends and neighbors. We live and work among you in this vibrant community and look to our future with confidence and optimism.

Strong families and thriving businesses are the hallmark of a robust economy. It’s why we’re so dedicated to connecting consumers and businesses with safe, sound, secure solutions that can strengthen their financial health.

The world is changing at breakneck speed. As an independent community bank, we make decisions quickly and then respond to these changes with best-in-class financial products and technologies – think ‘big bank’ offerings minus the big-bank red tape.

All the while, our focus on you remains stronger than ever. Trust comes when we contribute more than expected to every relationship.

If you’re ready to get started with us or simply want to pick our brains, stop by one of our three branch locations and ask how we can help you reach your financial goals.

A message from Steven L. Palmer, President of Bank of Richmondville

On behalf of our entire team, welcome to Bank of Richmondville. I invite you to sit down and talk with us about the many exciting and innovative ways in which our smart, safe, efficient financial products and services can help you meet your banking needs. Regardless of how you bank with us, our skilled team of caring professionals helps you leverage your money potential and improve the financial viability of the communities we all call home.

Our History

1881

The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. This is where the current Richmondville Post Office sits.

1982

On September 8, 1982, the Bank opened its second office located on East Main Street in Cobleskill, New York. In addition to branch services, this office houses the bookkeeping, computer, finance and loan operations departments of the Bank.

1998

On October 19, 1998, the Bank opened its third office located on Main Street in Schoharie, New York. This facility provides drive up ATM service, night depository, and two lanes of "Drive Thru" services in addition to traditional banking services.

Today

Today, the Bank of Richmondville has grown in excess of $100 million in total assets and over $10 million in capital. The Bank also employs 38 local staff members.

Today, the Bank of Richmondville has grown in excess of $150 million in total assets and over $10 million in capital.

As a “community” bank, the Bank of Richmondville’s primary market area is geographically situated in and around Cobleskill, Richmondville and Schoharie, all located in Schoharie County. The Bank of Richmondville is also pleased to serve the needs of those in all neighboring towns and villages.

The Bank remains an independent, community bank offering a variety of competitive personal, commercial, non-profit and municipal products, combined with the hospitality and personal service of a hometown bank.