Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Business Loans

Business is the key to the growth of our area, and we are proud to play an important part in that growth. The Bank of Richmondville empowers businesses to grow and expand markets, to open new stores and remodel older ones. With Bank of Richmondville commercial financing, your business will have the funds you need to meet your goals.

Obtain the funding you need to take your business further. The Bank of Richmondville makes it easy with our streamlined application and approval processes and wide variety of commercial loans and mortgages available.

Commercial Term Loans

Fixed term business loans can assist your company with one-time expenditures and long term financing.

  • Our Business Loan program is ideal for investment in capital improvements
  • Use to offset long term receivables

Commercial Real Estate Mortgages

We offer 3/3 and 5/5 year adjustable rate real estate mortgage loans for businesses with competitive terms and rates to match your borrowing needs.

  • Terms up to 20 years

Construction Loans

Expand your current facility, make improvements, or fund new locations with a construction loan from Bank of Richmondville.

  • For more information, please contact your local branch office.

Line of Credit

Gain the added benefits of a Line of Credit.

  • For more information, please contact your local branch office.



Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884