Savings Products
General Use Savings Accounts
Passbook Accounts
- No minimum balance fees
- Earn interest with just $25 in your account
- Passbook makes for easy record keeping
- Online banking access
Statement Savings Account1
- No minimum balance fees
- Earn interest with just $25 in your account
- Includes periodic statement
- Xpress telephone banking
- Online banking access
Savings Products
Club Savings Accounts
Christmas Club2
- Clubs begin in early October and run for 50 weeks
- Minimum opening deposit requirement of $5.00
- Deposits may be made in $5.00 increments, of any amount
- Deadline Dec 31st
Vacation Club2
- Clubs begin in early April and run for 50 weeks
- Minimum opening deposit requirement of $5.00
- Deposits may be made in $5.00 increments, of any amount
- Deadline June 30th
Money Market Deposit Account (MMDA)3
- $1,500.00 to open
- Pays a competitive rate of interest
- No per check or per deposit charge
- No monthly maintenance charge with a minimum daily balance of $1,500
- Xpress telephone banking
- Online banking access
Not Sure Where to Start?
We'll Help You Out.
Our staff is available to guide you! Stop by or call your local branch today.
- Statement Savings Account customers may authorize the Bank of Richmondville to make transfers in whole dollar amounts from their Statement Savings Account to their checking account, when necessary, to cover overdrafts to their account. A fee will be assessed, per entry, for this service.
- Interest will be forfeited if Club Account is closed early
Account transaction restrictions apply.